BSA Officer Job at Bank Of Springfield, Springfield, IL

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  • Bank Of Springfield
  • Springfield, IL

Job Description

Job Description

Job Description

BSA Officer


Key Job Duties:
• Oversee all aspects of the corporate-wide Bank Secrecy Act (BSA)/Anti-Money Laundering (AML)Programs.
• Review laws and regulations that impact the bank compliance requirements, with emphasis on Bank Secrecy ACT (BSA/AML), US Patriot Act and OFAC.
• Oversee the monitoring of customer transactions to help support BSA/AML, filing of all SAR/CTRs in accordance with BSA.
• Review system reports daily to support BSA/AML/OFAC compliance.
• Prepare board reports.
• Manage CTR reporting and CTR exemption processes.
• Utilize systems/resources to monitor and help reduce customer and internal fraud.
• Ensure all BSA staff and the Board of Directors are adequately trained in the Bank Secrecy Act.
• Disseminate information, answer questions, and be a subject matter expert for the bank onBSA/AML/OFAC-related issues.
• Ensure implementation of record retention policies and procedures in accordance with BSA/AML/OFAC regulations and laws.
• Oversee regulatory examinations and audits, including gathering and reviewing all requested information and developing and coordinating responses to such reviews as necessary.
• Responsible for keeping relevant policies, programs, and procedures current.
• Administer the Customer Identification Policy and Procedures.
• Oversee enhanced due diligence reviews for customers identified as higher risk.
• Perform comprehensive risk assessments and policy analysis to determine BSA/AML and other risk exposures, collaborate with team members to develop mitigating controls and monitoring strategies.
• Respond to 314(a) requests.
• Implement automated BSA/AML software and maintain ongoing development and maintenance of the software. Review effectiveness of automated system reports and recommend changes or modifications.
• Serve as a member of the bank’s Compliance Committee and will be expected to
stay up to date on regulatory BSA/AML changes informing the Compliance Committee and
other affected staff as needed about any relevant changes needed in bank policies or procedures.
• Serve as a member of the SAR Committee and will be expected to assist in leading monthly SAR meetings.
• Ensure proper training of employees in BSA/AML regulatory compliance.
• Study BSA/AML regulatory compliance issues and stay current on job-related compliance issues.
• Attend on-going training to gain and maintain knowledge of regulatory compliance issues.
• Complete assigned training courses in a timely manner.
• Undertake special projects as assigned by supervisor.
• Help Supervise or oversee BSA department when department Manager is unavailable

Requirements:
• 7+ years of experience in banking compliance, BSA and Operations.
• Proficient knowledge/experience with BSA, AML and related regulations
• Certified Anti-Money Laundering Specialist (CAMS) or Certified BSA/AML Professional (CPAB) certificate or ability and willingness to obtain DBAP within one year.

Benefits May Include the Following:

Salary Range:

The salary range for this position is $48,000.00 - $65,000.00, depending on experience and qualifications. In addition to the base salary, compensation may include bonuses, benefits, and other incentives.

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